While buying pre-cut veggies or pre-shredded cheese can save you time while cooking, stores often charge more for the convenience.

Opt for whole items, like fresh or frozen veggies and block cheese, to save money. If you live near various grocery stores, consider shopping at a few and comparing prices.

You can learn which store has the items you need for less and also look at the sales they run. If you currently shop at a high-end grocery store, consider switching to a store that's known for more affordable food prices like Walmart, Aldi or Trader Joe's.

Supermarkets put costly, name-brand items at eye level, which can tempt you to spend more money on high-cost items.

Next time you go shopping, opt for a generic brand to save money. If you bring reusable shopping bags to the store, you can often receive a discount on your order total. Depending on your city and state, stores like Target and Whole Foods Market can give you up to a cent discount per bag you bring.

There are a handful of rebate apps, such as Ibotta and Rakuten , that give you cash back for buying groceries.

You can register for free with one of these services to save more on top of loyalty benefits and credit card rewards. Depending on the app, you may need to link a loyalty card or submit receipts to receive a rebate.

While inflation is slowing down, grocery prices continue to be high as a result of supply chain shortages and post-pandemic consumer demand. Aldi is the most budget-friendly grocery store in America, according to a February study by Marketforce.

Aldi is in 39 states and will be the country's 3rd largest grocery retailer by the end of Check out the USDA's Official Food Plans for more tailored information. Traditional Medicare does not offer a grocery allowance. However, some Medicare Advantage plans, like some Special Needs Plans SNPs , do.

Reach out to your provider to understand your benefits. Groceries can take up a sizeable portion of your budget, especially in times of high inflation. Fortunately, by maximizing discounts and other opportunities to save, you can offset these costs.

It also helps if you have a credit card that earns a high rewards rate on grocery purchases. Money matters — so make the most of it. Get expert tips, strategies, news and everything else you need to maximize your money, right to your inbox.

Sign up here. At CNBC Select, our mission is to provide our readers with high-quality service journalism and comprehensive consumer advice so they can make informed decisions with their money.

Every personal finance guide is based on rigorous reporting by our team of expert writers and editors with extensive knowledge of personal finance products. While CNBC Select earns a commission from affiliate partners on many offers and links, we create all our content without input from our commercial team or any outside third parties, and we pride ourselves on our journalistic standards and ethics.

Catch up on CNBC Select's in-depth coverage of credit cards , banking and money , and follow us on TikTok , Facebook , Instagram and Twitter to stay up to date.

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Select independently determines what we cover and recommend. We earn a commission from affiliate partners on many offers and links. Read more about Select on CNBC and on NBC News , and click here to read our full advertiser disclosure. Best cards for grocery stores CNBC Select ranked the Blue Cash Preferred® Card from American Express as the best overall card for grocery shopping.

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Have any questions or suggestions? Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age.

The developer provided this information and may update it over time. This app may share these data types with third parties Location, Personal info and 4 others.

This app may collect these data types Location, Personal info and 4 others. Data is encrypted in transit. You can request that data be deleted. watch Watch. laptop Chromebook. tv TV.

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